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Zero Out-of-Pocket

Refinance Guarantee


Our Zero Out-of-Pocket Refinance Guarantee

Statistically speaking most home owners will not keep their original mortgage. The major reasons that lead to a refinance is either a change in the market such as lower interest rates, or home owners will want to make some upgrades to their home and / or tap into their equity.

When you finance your home with the American Dream Team powered by Supreme Lending, we guarantee that if rates improve, you are protected. Regardless of when you closed your loan with us, we will refinance your loan with no “out-of-pocket” costs. We will pay for the appraisal, credit report, processing, underwriting, and any additional lender fees. You can be confident that your financial well-being is always secure with us.


Terms and Conditions

  • The borrower must have previously financed a home purchase with the American Dream Team Branch of Supreme Lending.
  • Refinance offer is only applicable to the original property that was financed with Supreme Lending and is not transferable to a new property.
  • Borrower must be able to qualify and be approved for a refinance loan with the American Dream Team Branch of Supreme Lending. Upon satisfaction of all conditions Supreme Lending will refinance your Home Loan at today’s available market rates with Zero Out-Of-Pocket costs to the borrower.
  • The American Dream Team Branch of Supreme Lending will utilize a lender credit to pay all of the borrower’s allowable closing costs excluding pre-paids and third party fees such as prepaid interest, property taxes, state mortgage taxes, lender payoff fees and any type of insurance.
  • Zero Out-of-Pocket Refinance Guarantee is not be available with other Supreme Lending branches.

Disclaimer:

Zero Out-Of-Pocket Refinance Guarantee Disclaimer: Borrower is eligible to receive one Zero Out-of-Pocket refinance with Supreme Lending under the following conditions: 1) The borrower must have previously financed a home purchase with the American Dream Team Branch of Supreme Lending. 2) Refinance offer is only applicable to the original property that was financed with Supreme Lending and is not transferable to a new property. 3) Borrower must be able to qualify and be approved for a refinance loan with the American Dream Team Branch of Supreme Lending. Upon satisfaction of all conditions Supreme Lending will refinance your Home Loan at today’s available market rates with Zero Out-Of-Pocket costs to the borrower. The American Dream Team Branch of Supreme Lending will utilize a lender credit to pay all of the borrower’s allowable closing costs excluding pre-paids and third party fees such as prepaid interest, property taxes, state mortgage taxes, lender payoff fees and any type of insurance. Zero Out-of-Pocket Refinance Guarantee may not be available with other Supreme Lending branches. This offer is subject to underwriting approval. Not all applicants will qualify. Final loan approval is subject to verification of income, assets, appraised value and specific requirements for individual loan programs and products. New Interest rate might not be lower than current interest rate. Some Restrictions may apply. Products and services may not be available in all states and are not available in states in which Supreme Lending is not licensed. Offer available only through the American Dream Team Branch of Supreme Lending. Loan options, rates, and terms are subject to change at any time. Please consult with a Supreme Lending American Dream Team Branch loan officer for additional details.


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Licensing Disclosure

Everett Financial, INC. D/B/A SUPREME LENDING NMLS ID #2129 (www.nmlsconsumeraccess.org) 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. Copyright © 2021. Not an offer or agreement. Information, rates, & programs are subject to change without prior notice. Not available in all states. Subject to credit & property approval. Not affiliated with any government agency. Supreme Lending is required to disclose the following license information: AZ Mortgage Banker License 0925918. Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act License 4130655. CO Mortgage Company – Regulated by the Division of Real Estate. Delaware Lender License 10885. GA Mortgage Lender License 22114– Georgia Residential Mortgage Licensee. IL Residential Mortgage License MB.6760323-DBA1– Illinois Residential Mortgage Licensee. MA Mortgage Broker License MC2129. MA Mortgage Lender License MC2129. Licensed by the N.J. Department of Banking and Insurance – New Jersey Residential Mortgage Lender License. Licensed Mortgage Banker-NYS Department of Financial Service. NY Mortgage Banker License B501049. Ohio Mortgage Broker Act Certificate of Registration MB.804158.000. Ohio Mortgage Loan Act Certificate of Registration SM.501888.000. OR Mortgage Lending License ML-4265. Licensed Mortgage Banker by the PA Department of Banking – Pennsylvania Mortgage Lender License 45048. Rhode Island Licensed Lender 20142998LL.

Contact Us

14801 Quorum Drive Suite 160,
Dallas, TX 75056